YNAB

http://www.youneedabudget.com/
The above link should take you to YNAB. If not Google YNAB.
YNAB is the budget application I use for keeping a budget. Unlike other programs, this one focuses on building a reserve so that you are paying this month's bills with a reserve from last month. It's a process that can take several months, to a year. However, if you stick to it, you'll find that you're working with your budget as opposed to using your budget to only track your mistakes. That's what I did for years with Quicken. YNAB also offers tutorials to get you on track. In addition, during tax season, they also offer additional tutorials that really help break down tax stuff in simple to understand terms. This system, more than any other I've tried, helped me accomplish some things I thought were out of reach. It's more about the process, than the program. Good luck budgeting.